18. Bane was born in Belgrade on 21 October 1925, and brought up in what was then Yugoslavia and is now Serbia. His father was Milan Kostic, who was married to his mother Bosiljka. There were two children of the marriage, Bane and his younger sister Jovanka. After the Russian army liberated Belgrade in October 1944 Bane was briefly imprisoned by the Communists, but then sent to the front in March 1945 to fight against the Nazis. He was severely wounded, suffering eight shrapnel wounds from a mine, and was lucky to escape with his life. There followed another spell of imprisonment by the Russians, and extensive treatment for his wounds. He went on to study organic chemistry at the University of Zagreb, and graduated in 1951 with a diploma in that subject. He then worked for a company in Zagreb called Inex which had a number of offices around the world. His work took him abroad on a regular basis, including a spell of two or three years in Egypt and frequent visits to England. In 1963 he was posted to London, and from then onwards he lived in England. 19. Meanwhile, in 1956 Bane had married Mirjana Demarchi (“Mirjana”), who came from Zagreb and was some two years younger than he was. Zoran, their only child, was born, as I have already said, on 9 July 1957. 20. Bane’s sister Jovanka had also studied in Zagreb and obtained a doctorate in technological science. She married and in 1961 moved with her husband to Switzerland where they formed a pharmaceutical company called Transtrade AG. The company prospered, and the decision was taken to open a UK branch which they invited Bane to run. He agreed, and in October 1964 Transtrade UK Ltd was formed with the shares held as to 45% by Bane, 5.5% by Mirjana and 49.5% by Transtrade AG. Bane and his wife were therefore together the majority shareholders in Transtrade UK Ltd. 21. Bane was very good at his job, and built up a thriving pharmaceutical business trading with all the major companies in the sector such as Glaxo, Ciba-Geigy and HoffmannLa Roche; he also traded extensively in precious metals. However, in 1971 tragedy struck. Bane and his brother in law, Zdenko Kovacevic, were driving home from a football match in Switzerland. They were involved in a very serious car crash. Mr Kovacevic, who was driving, was killed. Bane suffered a serious head injury, concussion and shock, but survived. For a second time, he was lucky to escape with his life. 22. Following her husband’s death, Jovanka became the sole shareholder in Transtrade AG, but Bane took over the running of that company as well as continuing to run to Transtrade UK Ltd. According to his sister, it was a very stressful time for him, and he would fly between England and Switzerland at least once a week. When in Switzerland, he would stay at Jovanka’s apartment in Zollikon, near Zurich. 23. Perhaps because of his near brush with death, Bane decided to make a will. The 1971 Will was prepared for him by his solicitor, Mr Victor Hadley of Herbert Oppenheimer, Nathan and Van Dyke (“Oppenheimers”). It was confined to his estate in the United Kingdom, and in clause 1 Bane recorded that he had been born in Yugoslavia and was still domiciled there, not having acquired a domicile of choice in any other country. He expressed the wish to be buried, if practicable, in the family grave in the principal cemetery at Zagreb. He appointed as his executors his wife Mirjana, a Mr John Hurst and his accountant, Alfred Nathan Homburger of Blick, Rothenburg & Noble (who were also the auditors of Transtrade UK Ltd). He